WE OFFER THE FOLLOWING PLANS IN YOUR AREA!!!
MAPD
A Medicare Advantage Plan with Prescription Drug coverage is a type of plan available for Medicare beneficiaries that offers medical and prescription drug coverage in one single plan. There are also Medicare Advantage plans only which cover medical expenses with the exclusion of drug coverage.The plan itself may also offer additional services that may not be available with original Medicare such as dental, vision, and hearing services.
Whole Life Insurance
With Whole Life Insurance, you have the capability of providing income to those that you love in order to alleviate the costs associated with the death of a loved one. Whole Life Insurance is great for those who are interested in a safety net that will be there when they need it the most. Mortgages, medical bills, funeral expenses and much more can be paid off with the face amount that one might leave behind.
Medigap
Medigap is insurance which is normally purchased to fill in the gaps that Medicare leaves behind. Depending on what plan you select, it could be possible to have the Medigap policy pay for the Part A and B deductibles, Part B excess charges, the skilled nursing coinsurance and much more. Keep in mind that Medigap plans do not offer drug coverage; so it would be imperative that you obtain a pdp as well in order to have coverage for medications that you might need.
Final Expense Insurance
Final Expense Insurance is a type of permanent life insurance policy that will cover costs associated with death such as the casket, funeral services, cremation and more.
Term Life Insurance
As opposed to Whole Life, Term Insurance is meant to provide income to the designated beneficiaries in the form of a lump sum should the insured happen to pass away within the Term selected in the policy. The duration of coverage can be for as little as one year to as much as 30 years depending on the insurance carrier. One important feature to note is that while term insurance may be considered more economic in comparison to whole life insurance, it lacks the important savings characteristic of having a cash value. With that being said, it can be added with a return of premium rider at an added cost.
PDP
A Prescription Drug Plan or Part D as it is sometimes referred to, is drug coverage that is available to those who are eligible for Part A and/or Part B. It can be combined with Original Medicare, a Supplement Plan or certain types of Medicare Advantage Plans to cover medications
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